The idea that upgrading your home energy means waiting years to see savings is out of date. Starting today, eligible NSW homeowners can access interest-free loans up to $15,000 for solar, battery, and other energy upgrades. The NSW Home Energy Saver Program is ready to make your move to cleaner power easier and Solar Set, as an NETCC Approved Seller, is here to guide you through every step. Keep reading to find out how you can start saving in Northern NSW right now.
Key Points
- NSW’s $557 million Home Energy Saver Program launched 17 June 2026, offering interest-free loans up to $15,000 for solar, battery and other approved energy upgrades
- Eligible NSW homeowners and landlords with combined household income up to $210,000 can apply now through approved providers Brighte and Plenti
- A separate discount of up to $4,000 for households earning under $80,000 or holding an eligible concession card opens later in 2026
- Solar Set is an NETCC Approved Seller, qualified to guide Northern NSW homeowners through the application and installation process
- The loan can be stacked with federal incentives such as the Cheaper Home Batteries Program and solar STCs
This loan is one piece of a bigger picture. See our full guide to solar and battery rebates for Northern NSW homeowners for how it fits alongside federal rebates and the Solar Sharer Offer.
What Is the NSW Home Energy Saver Program?
The NSW Government has just launched a program designed to help households across the state make the switch to renewable energy. The NSW Home Energy Saver Program provides financial support through interest-free loans and upfront discounts for a range of home energy improvements.
Whether you’re thinking about installing rooftop solar panels, adding a home battery system, or setting up an EV charger, this program makes it more affordable than ever.
For homeowners in Northern NSW, this is a real opportunity to reduce electricity bills while contributing to a cleaner environment. Solar Set is proud to be an NETCC Approved Seller, which means we can help you access these benefits and guide you through the entire process.
Interest-Free Loans: Available Now
Who Can Apply?
As of June 17, eligible NSW homeowners and landlords can apply for interest-free loans of up to $15,000 per property.
To qualify, your household income needs to be $210,000 or less. The program is expected to support around 32,000 households across NSW.
What can you use the loan for?
These loans cover a variety of energy upgrades, including:
- Rooftop solar systems
- Home battery storage
- Electric vehicle chargers
- Other approved energy efficiency improvements
The best part? You pay zero interest.
This means every dollar you borrow goes directly toward your energy upgrade, not toward interest payments.
How to access the loan
Loans are available through two trusted providers: Brighte and Plenti. Both offer straightforward application processes, and as an NETCC Approved Seller, Solar Set can help you navigate the paperwork and get started with your solar or battery installation.
You can find out more about participating through Brighte or Plenti on the official NSW Home Energy Saver Program website.
Upfront Discounts: Coming Later This Year
Who qualifies?
If you’re a concession card holder or your household income is $80,000 or less, you may be eligible for an upfront discount of $4,000. This applies to both homeowners and renters in NSW. The discount program will become available later in 2026, so it’s worth keeping an eye on updates.
How to stay informed
You can sign up for updates on the NSW Home Energy Saver Program website to be notified as soon as the discount scheme opens. This ensures you won’t miss out on this valuable support when it becomes available.
Why Solar and Battery Systems Make Sense for Northern NSW
Northern NSW enjoys plenty of sunshine throughout the year, making it an ideal location for solar energy. Installing a rooftop solar system allows you to generate your own electricity, reducing your reliance on the grid and lowering your power bills.
Adding a battery system takes things a step further. With a battery, you can store excess solar energy generated during the day and use it at night or during peak pricing periods. It’s also worth understanding how this works alongside the Solar Sharer Offer, which gives eligible households free daytime electricity hours. This means you’re not just saving money, you’re also gaining energy independence and protecting yourself from rising electricity costs.
The NSW Home Energy Saver Program makes both solar and battery installations more accessible. With interest-free loans and upcoming discounts, there’s never been a better time to make the switch.
How Solar Set can help
As an NETCC Approved Seller, Solar Set is qualified to help you take full advantage of the NSW Home Energy Saver Program.
We work with homeowners across Northern NSW to design and install solar and battery systems that meet your specific needs.
Here’s what we offer:
Expert Advice
We’ll help you understand your options and determine the right system size for your home.
Program Support
We’ll guide you through the application process for loans and discounts, making sure you get the financial support you’re entitled to.
Quality Installation
Our team uses high-quality products and follows best practices to ensure your system performs reliably for years to come.
Ongoing Support
From initial consultation to post-installation support, we’re here to answer your questions and keep your system running smoothly.
Frequently Asked Questions
Who is eligible for the NSW Home Energy Saver interest-free loan?
NSW homeowners and landlords with a combined household taxable income of $210,000 or less. The property must be in NSW and the work carried out by an accredited installer such as Solar Set.
How much can I borrow, and is there really no interest?
Up to $15,000 per property, repaid over up to 10 years at 0% interest. You repay only the amount you borrow — there are no interest charges or fees.
Can I use the loan for solar, a battery, or both?
Both, and more. The loan covers rooftop solar systems, home battery storage, EV chargers, and other approved energy efficiency upgrades. You can bundle more than one upgrade under the same loan, provided the combined cost stays within the cap.
What’s the difference between the loan and the upcoming discount?
The interest-free loan is open now to a broad range of NSW households. The separate $4,000 upfront discount is aimed specifically at lower-income households (under $80,000) and concession card holders, and is expected to open later in 2026.
Can I combine the NSW loan with federal solar and battery rebates?
Yes. Federal incentives such as the Cheaper Home Batteries Program and Small-scale Technology Certificates (STCs) apply first to reduce the system price, and the NSW loan can then cover the remaining cost.
How do I apply, and how can Solar Set help?
Loans are administered through two approved providers, Brighte and Plenti. As an NETCC Approved Seller, Solar Set can advise on system sizing, help with the application paperwork, and handle the full installation once approved.
Take the first step today
The NSW Home Energy Saver Program is live, and interest-free loans are available right now, with upfront discounts on the way. Solar Set is ready to help Northern NSW homeowners make the most of this opportunity — whether you’re after a rooftop solar system, a battery upgrade, or both.
Contact Solar Set today to find the right solution for your home and budget.
